Quote:
Originally Posted by bdseo
just heard from client, he wanted to intregate with HSBC CPI , I have no idea on it  . will look into this , will be back if i need help from you :P
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I've just (hopefully been accepted for a full HSBC merchant account)
The one I chose parks the paymenst and you can go in and approve them at leasiure, issue refunds etc etc..
It costs £200 one off set up fee, then £20 per month default payment minimum roughly 2 years minimum susbscription.
They take about 2-3 % of the takings, but you have access to the money within a day or two.
I looked into other options and HSBC looked about the best, it works out at about the same costs as world pay, sec pay etc, maybe slightly better?
To qualify you need a website up and running, it needs to have a secure sertificate of a certain standard, needs to show all your trading address contact details etc, they request you show your product or service in working order as well. Ideally if you're already up and running its best but otherwise just speak to them, the business team seem quite good from experiences, and you get through fairly quickly.
I did consider another one which had a free banking, abbey national I think (not 100% sure) and when I did research on the net I found endless dissaster stories so I kept away.
Hope that helps, pm me if you need the contact numbers. cheers