SMS payments is something I'm going to look into myself, along with PayPal integration.
My guess is that it works about the same way. You just need to setup some kind of "Instant Notification Response Script", which decides what to do when the payment is received. Your best bet, would be to check out the FAQ of the company you are considering.
It would seem that there are lots of companies offering these services, so i would be interested in knowing the difference as well. I.e.
Mobile Transactions - SMS Payment for Your Web Site
Pay2access.net - Premium SMS Payment Solutions for your Site
See also: SMS payments from website



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