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14. Utility savings

LSI Independent Utility Broker - A free independent analysis on savings for commercial gas, electricity and telecom call charges www.lsiutilitybroker.co.uk

15. Banks

NatWest - Offers free business advice. The website also features business guides like marketing, finance, e-business and starting up www.natwest.com
The Royal Bank of Scotland - Offers free advice for small businesses. Its website features a small business clinic www.rbs.co.uk
Barclays - Offers support for start-up businesses, including Internet banking, seminars and factsheets www.barclays.co.uk
Abbey Business - Offers free banking for the first 18 months and general finance and business advice www.abbey.com
The Co-operative Bank - Offers a range of products and services for businesses of all sizes and at all stages www.co-operativebank.co.uk
HSBC - Runs a business banking programme providing low interest rates, free Internet banking for the first 18 months and business plan software www.hsbc.co.uk
Lloyds TSB - Business banking programme,offers support for raising finance, marketing and successfully managing a business www.lloydstsb.co.uk
Bank of Scotland - Bank of Scotland offers a range of business banking products, services and free information www.bankofscotlandbusiness.co.uk

16. Finance

Street UK - A Community Development Finance Institution that provides financial and business support advice to small businesses www.street-uk.com
Funderfinder - Provides software to help individuals and organisations search for available funds www.funderfinder.org.uk
Community Development Finance Association - Capital and support to develop wealth in disadvantaged communities or under-served markets www.cdfa.org.uk
National Business Angels Network - Directory of small scale equity investors www.bestmatch.co.uk

17. Debt advice

Better Payment Practice Group - Advice on getting paid on time www.payontime.co.uk
Business Debtline - Free confidential helpline for selfemployed people with cashflow and debt problems www.bdl.org.uk
National Debtline - Free confidential helpline for people with debt problems in England, Wales and Scotland www.nationaldebtline.co.uk
Equifax Plc - Can provide a copy of your credit reference file www.equifax.co.uk
Experian Limited - Can provide a copy of your credit reference file www.experian.co.uk

18. Networking

British Chambers of Commerce - Provide networking events, business training and information resources www.chamberonline.co.uk
Disabled Entrepreneurs Network - Networking opportunities and information services for self-employed disabled people www.disabled-entrepreneurs.net
Prowess - Training, networking and support opportunities for women in business www.prowess.org.uk

19. Benefits

Child Support Enquiry Line - Information and advice on child maintenance and maintenance estimates www.csa.gov.uk
Child Benefit Helpline - Information and advice on child benefits www.hmrc.gov.uk/individuals/tmachild-benefit.shtml
Citizens Advice Bureau - Information and advice on benefits www.adviceguide.org.uk/index/life/benefits.htm

20. Personal support and other useful links

Gingerbread - Practical and emotional support for lone parents www.gingerbread.org.uk
Shelter - Information and advice on housing and homelessness www.shelternet.org.uk
DIAL UK - Information and advice on where to find local disability services and organisations www.dialuk.info
Yellow Pages-UK business and services directory www.yell.com
Thomson Directories - UK business and services directory www.thomweb.co.uk
UpMyStreet - Local information including property prices, council tax rates,classifieds, a business directory and maps www.upmystreet.co.uk
Multimap - Street-level maps of the UK and Europe www.multimap.co.uk

And last, but probably the best in the world: www.google.com